Support HB 389, Create a mini-COBRA law for small employer health insurance plans
Raise your voice for a better Montana by testifying on this bill. Write out your comments in advance, then follow the link to sign up to testify or submit written comment
What: HB 389, Create a mini-COBRA law for small employer health insurance plans
When: Thursday, February 9th @ 8:30 AM
COBRA on the Federal level is incredibly popular: it ensures that workers who lose their job have the ability to continue their health coverage if they choose to pay for it.
However it only applies to businesses with more than 20 employees; it does not apply to small businesses or Montanans who work at small businesses.
HB 389 gives small businesses the option to offer COBRA to their employees, giving more Montanans security in their health coverage if their hours are reduced, or if they experience a transition between jobs, death, divorce, and other life events.
Employees pay for the health coverage extension and there is no cost to the state
There is no burden on the employer: HB 389 does not require employers to offer a health benefit plan, and it does not adversely affect a small business’s health insurance premium.
It’s an optional benefit that Montana’s small businesses could choose to offer their employees to improve their ability to recruit and retain good workers.
This is common sense – 44 other states have already passed laws like this.